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Hamsa: Powering the Finternet

Transforming Global Clearing and Settlement, through a Unified Ledger

Bringing Banking In Sync

The Finternet is the future of finance; an advanced ecosystem that seamlessly connects the world’s financial institutions and makes clearing and settlement faster, safer and lower cost for all. At the heart of the Finternet is the Hamsa Unified Ledger, solving the challenges of interoperability, privacy and speed, and offering a scalable infrastructure. Hamsa works with central banks across three continents and serves some of the world's largest financial institutions and commercial banks. In 2025, Hamsa will clear over $400B.

The Hamsa Unified Ledger

Trust, Built-In

The Hamsa Unified Ledger seamlessly connects your financial institution to the global financial ecosystem. Built on an EVM compatible platform the Hamsa Unified Ledger leverages AI and DLT technologies to drive efficiency, reduce cost, and increase reliability without disrupting your internal systems or workflows.
Built into the Hamsa Unified Ledger are four market-leading modules that ensue institutions operate securely, privately and autonomously, whist connected to the global finance ecosystem:

Built in collaboration with Microsoft and based on Microsoft’s ZKP Nova system, Hamsa Privacy is a fully programmable, EVM compatible solution ensuring all transactional data is kept private. Hamsa uses ZK roll-up technology to guarantee privacy and high throughput.

AI-enabled automation of financial workflows through programmable logic and smart contracts, reduces manual tasks and improves operational accuracy and efficiency.

Interoperability facilitates seamless communication and transaction processing between existing and new financial systems, both internally and externally. 

Programmability enables you to customize your workflows and add programmable logic to implement your own features.

Solutions

Automated Clearing & Settlement, and Digital Finance Solutions

Leveraging the Hamsa Unified Ledger, our solutions provide scalable real-world solutions to some of the world’s largest financial institutions. Our clearing solution automates the clearing process, and provides a single source of truth for a breadth of asset types. Our settlement solutions feature PVP and DVP for multiple asset classes, enabling low-cost, high-volume, 24/7 programmable transactions between central banks and financial institutions and their clients.

Hamsa’s subaccounting platform dramatically reduces cost, and increases the speed and reliability of the transaction clearing processes in the back office. In 2025 we will service over $400B of AUM, saving millions of dollars for our clients.

Our platform enables 24/7 programmable transactions using stablecoins, tokenized deposits and CBDCs, so that financial institutions can complete PVP and DVP settlements optimizing interbank transactions. We currently serve Banco Safra in Brazil, as well as two CBDC pilot programs around the world

By tokenizing a breath of asset types from loans, to receivables to real estate, we enable financial institutions to develop new products. To-date,we have tokenized over $3.2B for T1 and T2 banks.

Hamsa’s end-to-end trade platform enables cross-border supply chains to offer deep-tier financing, increasing liquidity, transparency and resilience throughout the chain. Our platform has already processed hundreds of thousands of transactions, unlocking millions of dollars of liquidity.

New & Updates

March 2, 2025

Hamsa focuses on Drex to grow in Brazil

Hamsa was featured in Valor Econômico S/A, highlighting our strategic focus on Drex development in Brazil.

November 8, 2024

Hamsa Announces a $27M Raise to Date

Hamsa Announces $27 Million Series A Funding to Transform Bank Clearing and Settlement.

November 1, 2024

Hamsa Collaboration with Microsoft

Hamsa collaborates with Microsoft to solve privacy for the DREX platform, the CDBC project of the Central Bank of Brazil. Collaborators announce Hamsa Privacy – built on Microsoft's zero knowledge proof system.

October 1, 2024

Understanding the European Blockchain Sandbox

The European Blockchain Sandbox Initiative expands with 41 regulators and authorities from 22 countries, boosting blockchain innovation and regulatory collaboration.

September 23, 2024

Why did the Central Bank of Canada change their CBDC Strategy?

The Bank of Canada has decided to scale back its work on a retail central bank digital currency (CBDC) and focus instead on broader payments system research and policy development. While the idea of a "digital Canadian dollar" is not entirely off the table, the Bank is prioritizing immediate needs in the payments landscape.

September 3, 2024

Privacy at the Heart of CBDC Design

As central banks explore retail CBDCs, two critical challenges emerge: privacy concerns and public utility. A recent IMF paper offers a thoughtful framework to address these challenges while respecting the evolving dynamics of trust in institutions.

September 2, 2024

Exploring the Impact of CBDC on Monetary Policy

As central banks worldwide explore the potential of Central Bank Digital Currency (CBDC), the Bank of Canada has provided crucial insights into how CBDC might transform monetary policy transmission.

April 19, 2024

Campos Neto says that 'tokenization' is the future of payment methods

Roberto Campos Neto, President of the Brazilian Central Bank (BC), explained the potential of tokenization at a recent financial event. Highlighting Pix's programmable aspect, he outlined plans to integrate 'tokenization' into the payment system, marking a significant step forward.

February 26, 2024

Drex & Beyond: Elo Executive Predicts High Demand for Early Drex Adoption, Similar to Bitcoin

Hamsa's Drex tech could mirror Bitcoin's early success, predicts Elo exec—game-changing adoption awaits.

February 26, 2024

Drex & Beyond: CAIXA Pilots Offline Bolsa Família Payments via Drex

Caixa will pilot Bolsa Família payments via Drex, with Hamsa ensuring privacy through zero-knowledge proof technology.

January 18, 2024

Hamsa and Matera Join Forces

Hamsa and Matera Join Forces to Revolutionize the Banking Market With an Integrated Solution to Enable DREX Transactions

May 24, 2023

Hamsa Selected to Participate in BCB's Pilot

The Central Bank of Brazil (BC) received 36 proposals of interest in participating in the RD Pilot, including individual applications and consortiums of entities, totaling more than 100 institutions from various financial segments.

May 23, 2023

Smart Rich Data Tokens to Revolutionize $11T Alternative Asset Market - Adam Zbar

Hamsa's smart, rich data tokens aim to revolutionize the $11T alternative asset market by enhancing transparency, automating settlements, and enabling fractional ownership.